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What would you do if you won $34 million in Lotto?

We've all daydreamed about it.

Tonight’s $34 million Lotto draw is the second-largest Lotto prize in New Zealand. Whether you have bought a ticket or not, who hasn’t imagined what could be done with that sort of cash in the bank account.

Here’s some inside information from Lotto about what you can expect if you scoop the big prize tonight:

  • The odds of winning are the same regardless of whether you pick your numbers or play a random dip.

  • If you pick a $12 Power Dip ticket, you have about a 1 in 3.8 million chance of winning the big one.

  • If you do win, you will need to fill out a prize claim form at Lotto’s head office in Auckland. You will also have to hand over your winning ticket - Lotto keeps them so there’s no chance to frame it for the mantlepiece.

  • You won’t be left all alone, surrounded by cash. Lotto New Zealand have a winner's guide that is full of advice - both short and long term.

  • If no one wins tonight, the prize is likely to roll-over to Saturday night. The highest it can go is $40 million.

What can you buy for $34 million

Photo credit: Trademe
Photo credit: Trademe

1. An island (almost) - $40,000,000
Pakatoa Island, located in the beautiful Hauraki Gulf, is approx 40 kms from downtown Auckland - and is on the market. About 24 ha of private sandy beaches and secluded spots, Pakatoa would be the ultimate Lotto buy to avoid people asking pesky questions.

2. Rent the Gigayacht Eclipse - $2.78 million a week
You couldn't afford to own it outright, but for three months, this extremely flash gigayacht - it has a 16m swimming pool, three helipads (and a helicopter hangar) and 70 crew members - could be all yours.

Photo credit: Facebook
Photo credit: Facebook

3. A Virgin Galactic Space Trip - $270,000
One day (hopefully!) Richard Branson’s space travel brainchild will take flight. If you want to be on board - along with celebs like Ashton Kutcher, Angelina Jolie, Tom Hanks, Brad Pitt and Katy Perry, who have also reportedly signed up - it will just take a couple of hundred thousand bucks to fly among the stars.

Photo credit: Mr Kennedy
Photo credit: Mr Kennedy

4. Gold shoelaces by Mr. Kennedy - $26,000
Your sneakers have never looked so fancy. These laces are so special, they will be delivered by a security team and laced for you anywhere in the world. There are only 10 pairs available to purchase, but with this Lotto win, you could buy up the whole lot.

5. 34 average Auckland homes
According to Andrea Rush, QV national spokesperson, the average house value in Auckland is set to jump from $975,000 to $1 million by 2017. With $34 million, you could become a super landlord.

Watch: Julia Roberts and George Clooney star in Money Monster